"(See how to plan for retirement at any age.)"http://www.time.com/time/specials/packages/complet ...This is just full of gems like:*create a budget - but only in your thirties, apparently in your 20s you can just piss money away. 5-10 years does amazing things to compound interest, but what do you need that for?*Time To Shift Into High Gear - Well I would work 24 hours a day but they just banned that energy drink..*Get a savings strategy - in your 30s and 20s that was just unnecessary. We just threw money at a wall and whatever didn't stick, we spent!*Know where you stand - I stand right here, I guess I'm ready to retire!*Work Longer - its good for you - that just speaks for itselfI think Time has really gone down hill.