I'm digging you down because you didn't even bother to read the second sentence in the ***** article."According to the complaint, on June 22, 2004, Michelle Williams of Lynwood, Illinois, applied for a life insurance policy on her own life and named her mother, plaintiff Kathryn Depratto, as the beneficiary."The victim took out the policy on her OWN life. If you want to argue that insurance companies are rightfully wary of payouts to families of murder victims, fine, but don't try to dump this on the mother. Furthermore, if they wanted to include a provision that voided the policy if the policyholder was murdered, they very well could have included that rule. They didn't, so it's just weaseling at this point. "Insufficient proof" my ass.